Cucumber Capital 855-Q-CUMBER

Fund the next job before the last one pays

You front the materials. You make payroll every Friday. The GC pays in 45 days, holds back 10% until the punch list is done, and the next bid is due Monday.

That's the gap we fund. Cucumber Capital buys a share of your company's future receipts and sends you the money up front, anywhere from $10,000 to $3,000,000. Apply in a few minutes, a real underwriter reviews your cash flow the same day, and once you're approved the funds hit your account within hours.

We fund general contractors, roofers, electricians, plumbers, HVAC companies, flooring and tile installers, cabinet and countertop shops, landscapers and every trade in between.

What contractors use it for

  • Materials and deposits

    Buy the lumber, steel, wire and fixtures up front instead of waiting on the next draw.

  • Payroll between draws

    Keep your crews paid while progress payments and retainage work their way through.

  • Equipment

    Repair or replace the excavator, truck or saw that's holding up the schedule.

  • The bigger job

    Say yes to the contract that's bigger than your usual cash cushion.

Recently funded

  • $250,000

    An electrical contractor in California. Funded the next day.

  • $74,000

    A general contractor in Arizona, under 4 years in business.

  • $40,000

    A general contractor in Tennessee. Funded the same day.

  • $30,000

    A construction company in Texas, 3 years in business.

Amounts are before fees. Every business gets its own offer and timeline.

CONTRACTOR QUESTIONS

Can you fund us while we're waiting on a draw or retainage?

Yes. It's one of the most common reasons contractors call us. We look at the money moving through your business accounts over the last few months, not just what's been invoiced, and fund against your future receipts.

Do you work with subcontractors and small trade shops?

Yes. From a two-truck plumbing outfit to a general contractor running several crews. Funding starts at $10,000.

What if business slows down after I'm funded?

Your agreement includes a reconciliation process. If your revenue drops, you can ask us to review it and adjust your remittances to match. Call 855-Q-CUMBER or email [email protected].

How is this different from a bank?

A merchant cash advance is not a loan. It's the sale of part of your future revenue, so there is no interest rate and no fixed term. We look at your whole business, especially its cash flow, which is why we can review your file the same day instead of making you wait weeks.

Still have a question? Call 855-Q-CUMBER or send us a message.

Get a quote in minutes

Same-day review. Funds within hours of approval.

Apply Now Call 855-Q-CUMBER

More industries we fund: Restaurants & bars · Medical, dental & healthcare · Trucking & transportation · Auto repair & body shops · Retail & ecommerce · Real estate · Manufacturing & wholesale · Staffing agencies · Salons, spas & barbershops. See everyone we serve.