855-Q-CUMBERMake payroll every week, even when clients pay monthly
You pay your people every Friday. Your clients pay in 30, 45, sometimes 60 days. Then you land a big new account, and payroll doubles before the first invoice is even due.
That's the gap we fund. Cucumber Capital buys a share of your agency's future receipts and sends you the money up front, anywhere from $10,000 to $3,000,000. Apply in a few minutes, a real underwriter reviews your cash flow the same day, and once you're approved the funds hit your account within hours.
We fund staffing agencies of every kind: light industrial, healthcare, office and professional, and temp-to-hire.
What agencies use it for
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Weekly payroll
Pay your workers on time while client invoices are still out.
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Taking on a new client
Staff up for the big account without worrying about the first month.
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Recruiting
Spend on job boards and recruiters when demand picks up.
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Insurance and deposits
Cover workers' comp and other deposits that come due up front.
Recently funded
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$290,000
A staffing company in California.
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$70,500
A staffing firm in California.
Amounts are before fees. Every business gets its own offer and timeline.
STAFFING QUESTIONS
Can you fund payroll while we wait on client invoices?
Yes. That's the most common reason staffing agencies call us. We look at the money moving through your business accounts over the last few months and fund against your future receipts.
We just landed a big client. Can you help us staff up?
Yes. Funding ranges from $10,000 to $3,000,000, based on your revenue. Tell your rep about the new account when you apply.
What if business slows down after I'm funded?
Your agreement includes a reconciliation process. If your revenue drops, you can ask us to review it and adjust your remittances to match. Call 855-Q-CUMBER or email [email protected].
How is this different from a bank?
A merchant cash advance is not a loan. It's the sale of part of your future revenue, so there is no interest rate and no fixed term. We look at your whole business, especially its cash flow, which is why we can review your file the same day instead of making you wait weeks.
Still have a question? Call 855-Q-CUMBER or send us a message.
Get a quote in minutes
Same-day review. Funds within hours of approval.
More industries we fund: Construction & contractors · Restaurants & bars · Medical, dental & healthcare · Trucking & transportation · Auto repair & body shops · Retail & ecommerce · Real estate · Manufacturing & wholesale · Salons, spas & barbershops. See everyone we serve.