Stock the shelves before the rush, not after

Your supplier is offering a bulk discount if you order this week. The holiday season is eight weeks out. Your best seller is about to run out, and your marketplace payout doesn't land for another two weeks.

That's the gap we fund. Cucumber Capital buys a share of your store's future receipts and sends you the money up front, anywhere from $10,000 to $3,000,000. Apply in a few minutes, a real underwriter reviews your cash flow the same day, and once you're approved the funds hit your account within hours.

We fund boutiques and specialty stores, convenience stores, sporting goods and outdoor shops, online sellers and ecommerce brands.

What stores use it for

  • Inventory before peak season

    Order early so you're stocked when customers show up, not sold out.

  • Bulk buys at a better price

    Take the supplier discount instead of paying more in small orders.

  • Ads and marketing

    Scale the campaign that's working before the season passes.

  • A new location or a refresh

    Open another store or update the one you have.

Recently funded: $50,000 for an outdoor sporting goods store in Michigan.

Amounts are before fees. Every business gets its own offer and timeline.

RETAIL QUESTIONS

Do you fund online-only businesses?

Yes. If your business has steady sales coming in, from a storefront, a website or a marketplace, we can look at it.

Can I use the money for inventory?

Yes. Inventory is one of the most common uses. Funds can go to any business purpose.

What if business slows down after I'm funded?

Your agreement includes a reconciliation process. If your revenue drops, you can ask us to review it and adjust your remittances to match. Call 855-Q-CUMBER or email [email protected].

How is this different from a bank?

A merchant cash advance is not a loan. It's the sale of part of your future revenue, so there is no interest rate and no fixed term. We look at your whole business, especially its cash flow, which is why we can review your file the same day instead of making you wait weeks.

Still have a question? Call 855-Q-CUMBER or send us a message.

Get a quote in minutes

Same-day review. Funds within hours of approval.

More industries we fund: Construction & contractors · Restaurants & bars · Medical, dental & healthcare · Trucking & transportation · Auto repair & body shops · Real estate · Manufacturing & wholesale · Staffing agencies · Salons, spas & barbershops. See everyone we serve.