855-Q-CUMBERFunding for practices that can't wait on insurance
You saw the patients. You did the work. Now the claims sit with the insurance companies for 30, 60, sometimes 90 days, and payroll is due Friday.
That's the gap we fund. Cucumber Capital buys a share of your practice's future receipts and sends you the money up front, anywhere from $10,000 to $3,000,000. Apply in a few minutes, a real underwriter reviews your cash flow the same day, and once you're approved the funds hit your account within hours.
We fund medical and dental practices, counseling, psychology and therapy practices, chiropractors, home care agencies and clinics.
What practices use it for
-
Payroll while claims process
Keep your staff paid while reimbursements work their way through.
-
Equipment
Replace the X-ray machine, dental chair or ultrasound before it quits on you.
-
A new provider or location
Bring on another provider or open a second office without draining your account.
-
Supplies and software
Stay stocked and upgrade the systems your front desk runs on.
Recently funded
-
$45,000
A psychology practice in New Mexico. Funded the same day.
-
$20,000
A counseling practice in Texas.
Amounts are before fees. Every business gets its own offer and timeline.
PRACTICE QUESTIONS
Does waiting on insurance reimbursements hurt my chances?
Not by itself. Slow-paying claims are exactly the gap this is for. Our underwriters look at the deposits coming into your practice over time, including insurance payments when they land.
Do you fund mental health and therapy practices?
Yes. We fund counseling, psychology and therapy practices, along with medical, dental and home care.
What if business slows down after I'm funded?
Your agreement includes a reconciliation process. If your revenue drops, you can ask us to review it and adjust your remittances to match. Call 855-Q-CUMBER or email [email protected].
How is this different from a bank?
A merchant cash advance is not a loan. It's the sale of part of your future revenue, so there is no interest rate and no fixed term. We look at your whole business, especially its cash flow, which is why we can review your file the same day instead of making you wait weeks.
Still have a question? Call 855-Q-CUMBER or send us a message.
Get a quote in minutes
Same-day review. Funds within hours of approval.
More industries we fund: Construction & contractors · Restaurants & bars · Trucking & transportation · Auto repair & body shops · Retail & ecommerce · Real estate · Manufacturing & wholesale · Staffing agencies · Salons, spas & barbershops. See everyone we serve.