855-Q-CUMBERThe walk-in doesn't care that it's Friday
The walk-in cooler dies on a Thursday. Patio season is six weeks out and the furniture is still on a truck somewhere. A wedding party just booked the back room and you need two more cooks by Saturday.
Restaurants run on timing, and so do we. Cucumber Capital buys a share of your future sales and sends you the money up front, anywhere from $10,000 to $3,000,000. Apply online in minutes, our underwriters review your numbers the same day, and once you're approved the funds hit your account within hours.
We fund full-service restaurants, bars and taverns, cafes, pizzerias, bakeries, food trucks, caterers and hotels.
What restaurants use it for
-
Equipment that just quit
Replace the cooler, hood or fryer today instead of losing a weekend of sales.
-
Renovations and patios
Refresh the dining room or build out the patio before the busy season starts.
-
Inventory and payroll
Stock up before a holiday rush and keep your staff paid through a slow January.
-
A second location
Sign the lease and cover the build-out while the first spot keeps running.
Recently funded: $65,000 for a tavern in Massachusetts.
Amounts are before fees. Every business gets its own offer and timeline.
RESTAURANT QUESTIONS
Can I get funded during a slow season?
Yes. We look at your sales across several months, not just last week, so a slow stretch doesn't rule you out.
Do you fund new restaurants?
We fund restaurants that are already open and taking sales, because the funding is based on your revenue.
How fast can I get the money?
Apply online in a few minutes and a rep will call you right away. Our underwriters review your cash flow the same day, and once you're approved, the funds arrive within hours.
What if business slows down after I'm funded?
Your agreement includes a reconciliation process. If your revenue drops, you can ask us to review it and adjust your remittances to match. Call 855-Q-CUMBER or email [email protected].
How is this different from a bank?
A merchant cash advance is not a loan. It's the sale of part of your future revenue, so there is no interest rate and no fixed term. We look at your whole business, especially its cash flow, which is why we can review your file the same day instead of making you wait weeks.
Still have a question? Call 855-Q-CUMBER or send us a message.
Get a quote in minutes
Same-day review. Funds within hours of approval.
More industries we fund: Construction & contractors · Medical, dental & healthcare · Trucking & transportation · Auto repair & body shops · Retail & ecommerce · Real estate · Manufacturing & wholesale · Staffing agencies · Salons, spas & barbershops. See everyone we serve.